Originally Posted by
Taco1933
.... Do they tell you up front if you’re ineligible for the sign up bonus? .... I kept getting the targeted offers. .
Targeted offers without the prior cardholder exclusion are common:
How common are targeted offers without once-in-a-lifetime language?
In principle the application process should display a popup if you are ineligible for a bonus, but the mechanism is not 100% reliable:
Amex USA terms now penalize:abuse,misuse,gaming;1st yr downgrade/close;leaked offers.