Originally Posted by
paris1000
I use the BofA FB MC in place of my CSR card in two ways -
1. Enough spending to meet the threshold to get the additional 40 XP yearly, so together with the 20 XP for being a cardmember I'm only 120 XP away from at least maintaining STE+.
2. 1.5x points for all non-travel, non-dining puchases which would otherwise be 1x on my CSR card.
Almost all other charges go on CSR or Chase Ink Business because, as mentioned upthread, the URs are so valuable in being able to transfer them to grab saver fares.
It all depends on personal circumstances in terms of using the BOC card. Personally, a REALLY big difference to me is the 3X miles on ALL ST airlines. I have two DL Amex cards, and those are limited to just 2X - an only on DL tickets (my guess is Amex is going to have to change this sooner rather than later to compete). Personally, more and more I am looking at the BOA card to largely replace in a huge way what usually goes on those Amex cards as I spend a lot of $$$ annually with other ST carriers, including quite a bit with MU and KL/AF.