Originally Posted by
Hawaiian717
SMS from Wells Fargo is immediate. Amex is the only issuer I have that does push notifications via Apple Wallet for all (not just Apple Pay) transactions, but I can get push notifications via apps from other issuers. Either method, it doesn't matter how the card is entered: EMV, tap, swipe, manual, web form. Notifications come pretty instantly one way or another.
I don't have any cards from BofA or Barclays.
Most banks do it instantly, I agree. Some banks don't, though - which is my point - including the second largest bank in this country, and the one that claims to be the best fraud protector of all of them (BoA).