FlyerTalk Forums - View Single Post - DCC: Dynamic Currency Conversion (2017-2025)
Old May 28, 2019 | 2:43 am
  #626  
der_saeufer
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Join Date: Dec 2010
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Originally Posted by tmiw
Speaking of avoiding DCC, is there any consensus on using PIN preferring cards vs. signature preferring if for some reason neither contactless nor AmEx can be used? Or does that more affect the ability to dispute it later on? (I'm aware that this might not be an option for most Americans.)
In theory, a PIN-preferring card would prevent the situation Barciur mentions up-thread since PIN entry should always be the last step of the transaction. In a restaurant, so would not handing the terminal back until the slip prints--which is what most people here do regardless. At a hotel or other place where the terminal sits behind the counter, though, a PIN-preferring card forces the clerk to hand you the terminal. If s/he's already DCC'd you, you can simply cancel the transaction and force the clerk to run it again in local currency if s/he wants to get paid. With a signature card, the clerk can just hit OK, which runs the charge and leaves you to deface the signature slip and dispute.

As for contactless, the last time I was in Spain I was offered DCC when using Google Pay at a pub with a VX680 terminal (I know because I took a picture of the "2%" markup that was closer to 10 before declining it), so I don't think contactless is a universal way to avoid it. I've also seen it at a restaurant way off the beaten tourist path in Italy.

I haven't seen DCC anywhere with the physical contactless CSR but I think that's a function of not having been anywhere that tried it since getting the contactless card--DCC is extremely rare in BE/NL.
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