To the naysayers and the deniers and the hindsighters - I am a six year EXP who DID learn from this thread. No, I do not have the time to go into details but this thread was not only entertaining but very informative for me. And yes, I do value the input of some FTers like JonNYC and others (actually, even those who are wrong) - I do learn from these inputs from everyone who contributed to this thread including the OP and some who feel the urge to be contrarian.
thanks all and JonNYC, enjoy your good samaritan drink!