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Thread: AMEX increasing annual fees while minimizing rewards
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Old May 20, 2019 | 8:27 am
  #19  
Shadowfactor
5 Years on Site
 
Join Date: Jan 2018
Location: BGI | MIA
Programs: AA Platinum Pro | Hyatt Globalist | HH Diamond | SPG Gold
Posts: 318
Originally Posted by JHake10
I mainly use my CSR for forex. Are the rates not favorable? I haven't been checking. I always thought Visa provided the exchange rate and it was generally decent.

its my understanding from experience that the issuing bank determines the exchange rate.

Ive used several different Visa cards on the same day and each had its own exchange rate. They were very similar but some were clearly better then chase. Chase isn’t horrible in my experience but it’s not as good as USB and Penfed
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