Originally Posted by amamoyou

Disclaimer: I'm not an expert in any of the following things. It's just my experience and what I've heard from my friends.

First, As of 2018, it makes a difference when a Chinese and US-dwelling citizen applies for the US-based ICBC card. Under such circumstance, SSN is not required. The ICBC USA will pull a credit report from the Chinese credit bureau. That's probably helpful for someone with no credit history and no SSN. They can still get a real, high CL credit card which can be used in major stores, and accumulate some credit history.



I tried QuickPass in HK (2019), Taiwan (2018), Macau (2016) with no success. I heard some major brands in HK now supports QuickPass and a friend told me the merchant needs to explicitly enable that feature.
Besides, I have a China-issued Visa-only card which features EMV and payWave. Somehow I only succeeded using its payWave in a small grocery store in Berkeley, the Target in Cupertino and nowhere else in America. Weird.

Funny story: I noticed that promo, used my CCB-issued chip debit card, whose chip is broken, and made a successful fallback transaction through UP network. Immediately in 30 seconds, even before the receipt was fully printed, I received a message from the bank saying my card has been locked and I had to make an international call to unfreeze it. UP is really worried about swiping.