Applied 4/16. Got a message that they would call me for more info. Checked online of my status 10 minutes later and was denied. 760, 6/24 (One was an AU card), 100% payment history, had 3 inquiries on my TU report. Denied for insufficient credit history. I called recon and the first two representatives wouldn't approve it and insisted that 2 years of credit history was not enough for them to extend credit (which seemed odd since they auto approved me for the Personal Aviator last year when my average age of credit was 1 year). The third representative asked some questions about my business and personal income and was able to approve the application.