Originally Posted by
Saidoh
Agreed; I checked the T&C on each issuer when signing up (because I don't want this to happen again), and Chase, Wells Fargo, and Citi all spoke to this. Barclays, however, was silent, but that's okay because that's the one I'm most likely to forget
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Barclay's will also take the points away.
Again, I think that ALL lenders will take your points away if you close your card(s) or let your account go into significant default. That seems reasonable to me.
Amex and Barclay are the only major lenders that I know of that will revoke your points over a single forgotten or missed payment.
There is a big difference here, because a single payment that's a few days late is something that happens often when people are busy. Someone who does not pay anything (even the minimum) for 60 days past the due date ignoring multiple demands for payment.