Originally Posted by
GetSetJetSet
I don't like autopay because I like to review my bill and make sure that I actually charged everything on there. More than a few times/year there are discrepancies and it's a lot easier to have the charge removed before you pay the bill, than to pay then try to claw back $ after the fact.
Autopay happens on the due date, which is never going to be before the day that you'd pay manually (unless you pay late, of course). Any credits that post to your account after the statement date but before the due date will reduce the auto-pay amount. "Pay in full" means the statement balance, minus any payments or credits received before the due date, which would include any interim credit issued for a disputed charge. So, nothing you mentioned is a reason to not have auto-pay turned on.