Steve M

Why not? A good thing to do, even if you don't plan to use it, is to enable autopay for at least the minimum payment. Only if you make no payment yourself will the autopay do anything, but in that case, it will save you from the late payment fee, losing your points, and potentially getting kicked up to the penalty APR. I can see why some people don't feel comfortable with autopay for the entire balance, as they may be carrying a balance on an ongoing basis, or occasionally don't have the full amount that is due. But I can't think of a good reason to not have a minimum-payment autopay enabled, even if you don't plan to use it (unless your finances are such that you think you may not be able to make even the minimum payment on time, but then you probably have much larger issues).