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Thread: The reality of the aftermath a crash without the rental company's daily coverage?
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Old Apr 10, 2019 | 4:41 am
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cestmoi123
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Originally Posted by flyerstalk
1. Wrote off a $26,000 car and it was my fault -
2. The other party sues me for 3 million dollars in personal injury claims
To begin with, CDW (whether from travel insurance, Amex, or the rental car company) only covers damage to your vehicle (i.e. #1 above). It does NOT cover #2 . So, if you get the Platinum Amex, Amex will definitely NOT "step in and deal directly with [the injured party's] lawyers" in the event you're sued. To get liability coverage for #2 , you'll typically need to buy it from the rental car company, unless it's already included in the rate, which it typically will be if you book a US rental via a company's UK portal.
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