Originally Posted by
monksy
I don't need the contactless option on the visa card. I know there are stores that use it, why bother when you have the chip/pin?
I commute and get arround the city every day. The only payment/transaction card in my wallet that has stayed that way has been the CTA Ventra card. My CCs barely last 1 year now. (Someone gets your number and then you get a new card) I don't want to be screwed because the CC wants to take control of that. Also, I don't trust the "pass support" on the CC.
I'm pleased they offer Google pay support. However, not providing an option to avoid that.. that's the irritating thing.
So you can just use the Visa card for the mass transit then keep the Ventra as a back up for when the Visa gets hacked/compromised...
Also if you load that Visa card to Google Pay or Apple Pay (which you can now use on the mass transit) then the moment it gets hacked, a replacement card number will get pushed down to your Google Pay or Apple Pay and you can start to use it immediately, no need to wait for a replacement card to show up.
Contactless is the way of the future for card usage. If you are that against it, you will probably want to consider a different card issuer. But that won't be a long term solution because ultimately all of the issuers will issue Contactless cards. Just yesterday I read MasterCard is discontinuing MasterPass because they are going to start having more of their issuers issue Contactless Cards. These cards are the way of the future. They are the most user friendly. Personally I am frustrated when I shop somewhere that doesn't offer Contactless. Inserting the card is a pain, hassle, fraud risk, and takes too long. Tapping the card is just much faster and easier. I think if you try tapping at more merchants you will really like the ease of use vs. the Chip.