While we are at it, the Curve card can also be of interest to those who hold a AY branded card (or any other point earning Mastercard or Visa credit card).

The curve card is similar to Revolut, but does not require a top-up. Instead, it masks your credit-card(s) and presents a debit-card to the merchant. This has the benefit of avoiding many fees associated with your credit-card, while still getting the points. It has one more trick up its sleeve called go back in time, where you can retroactively change which card you want to be charged. I am happy to explain the benefit of that on PM.

I am happy to provide a referral code that earns you and me 5GBP on Curve.