Originally Posted by
redandrea
Hi, I'm new to this site so apologies if I am posting in the wrong place.
When getting travel insurance and you are asked if you wish to declare any pre-existing medical conditions - if you are not bothered about being covered for these conditions do you have to declare them still. For example I suffer with depression and chronic fatigue syndrome. I know 100% I will not need any treatment of any kind for these conditions whilst away because 1. They are well managed and 2. Being in the sun automatically makes me feel much better.
But suppose I needed treatment for some accident I had or suddenly develop a totally different illness whilst away and need treatment and need to claim. Would the policy be voided because I hadn't declared my existing illnesses even though the claim was nothing to do with those illnesses.
thanks for any replies.
Andrea
As everyone has said, a definite yes to declaring your conditions, and you will normally have the option of not paying for cover if you so wish. What I haven't seen mentioned is that there are specialist pre-existing medical condition companies, which is fine, but shop around as the premiums will vary dramatically. You can use a price comparison site, but be aware that they don't always cover every provider. You will need to key in your details each time and as someone with a dozen or so minor conditions between me the the other half, it is annoying but must be done!