Originally Posted by
EverGreen7230
On paper that 4x MR on dining looks great, but I've seen a lot of complaints of restaurants not actually coding as restaurants, so not earning the 4x. In addition, the 4x is only for spend in US restaurants. Part of the reason I still have a CSR is because the 3x on dining works pretty reliable at anything that could be called a restaurant, in the US or abroad. Likewise, the travel category is very broad vs Amex's very limited airline direct or travel portal. Given the current limitations of the category earning and the $10/month food credit, the card is not a keeper in my eyes.
I feel like all of the Amex fanboys are pissed off at me but I'm glad someone shares my view.
Amex has a lot of potential value, but if I'm paying a few hundred dollars a year on an annual fee I don't want to have to deal with restrictions and fine print. I'd happily pay more money to not deal with that.