Hi,

I know I have got myself in a big trouble all because of my stupidity. I understand I have no choice but to pay for the loss. But what I want to know is what are the troubles coming on my way, and should I hire a lawyer?

So I was in the left turn lane, turning left into the gas station. The road with the oncoming traffic has three lanes. And this is where I f'd up. I thought there were only two lanes, I couldnt see the third one. So what happened was the car on the first lane and the car on the second lane stopped infront of me to allow me to pass through into the gas station. And so I did. I was making the left turn I passed the first and the second lane but on the third I got hit my a speeding car (even though traffic was slow).

Now since I didnt purchase Damage waiver or have personal insurance (I dont own a Car) and on top of that I am not an american citizen, just a tourist, and this accident happened in California, I want to know whats coming my way. I feel I can afford to pay for the damages for both the car i rented and the other guy's car (the collision was not severe). And fortunately the other guy did not get hurt or injured in the accident, so I belive he is fine. And the only thing that I need to be concern about is the damage to the cars.

If its my fault and I am willing to completely pay for the damages, and the person is not injured, what's is the worst thing that can happen? Can I have my licensee suspended? Can I get into legal troubles for not having insurance? Should I hire a lawyer? Should I be worried about anything else apart from the car damage costs? Can i be deported and get my visa cancelled for not having insurance?

I know I sound crazy asking these questions, please forgive me. Its just that I have anxiety disorder and this is my first accident so this why my mind is creating all the worst case scenarios possible. Please help me. Any advise will be appreciated. Thanks