Originally Posted by Happy

They only need profitable customers who have no regulatory risk, not just any customer.

It boils down to the answer of your initial question - the 75K deposit does not mean anything to Chase if the owner of the deposit is not a profitable customer, worse, a customer that costs it big bucks or perceived to cost big bucks (regulatory risks). You will get shut down regardless you have a big chunk of deposit, a mortgage, a CPC, or whatever. It is probably the most sensitive bank around, especially when it comes to regulatory risk.