I was on a flight and my macbook was stolen out of my checked bag. I now know you are not supposed to do that, but I always checked in my electronics. A lesson learned for sure. I moved into my apartment a two years ago and never got homeowners insurance as I thought it'd be a waste since I'm only here for work for couple of years and don't have many things. Another lesson learned. I've been really down because I spent $3000 on the laptop for work and its hurting a lot since Delta wasn't able to do much.

I've been searching here regarding theft at airports and came across credit card protection. So I looked up my benefits on my Chase card and see I am covered for theft under 120 days up to $10,000. I purchased the laptop mid January but I feel like the amount is too high for them to cover. What can I expect from Chase if I make a claim with them? What's the catch? Do I have any other options at this point?