Originally Posted by
EuropeanPete
Outside of the US, I've found credit cards and bank that offer no-FX transfer fees are relatively rare . . . .
Add the UK to your list. There are several accounts here with no overseas/foreign currency withdrawal or spending fees (not transfer as you mention but I don't think that is what the OP is looking for).
What I miss most is an account offering to refund ATM fees, which the US has but the UK still doesn't AFAIK.