Originally Posted by
Jed Murakami
Any data points on people just passing the one year mark, getting the $325 travel credit for year 2 and then cancelling immediately and getting AF refunded?
There are lots of stories about it on blogs/reddit etc. However if you found the card hard to get, doing that might make it harder to ever get it again. It gets me bonuses at all kinds of places that generally do not ever get cat spend bonuses (like the veterinarian or animal kennel) so I quite like it. And I don't have to worry about what something will code up as since I know if I can do Apple Pay or GPay it'll get bonused.