Like many of us I have more than one credit card. I get that every financial institution has its own risk tolerances (and information), so it is not surprising that Bank of America would give a different credit limit than Citi or Amex.

What is strange is that I have three Chase credit cards, and they all have different credit limits. Chase is the counter-party on all three accounts, so there should be no big difference in my relationship with the bank. For what it is worth the two accounts with big limits are premium cards, and most of my Chase spend (±100k/year) goes on the lower limit card.

Any thoughts?