Originally Posted by
BugsyPal
Express Cash is now being treated (IMHO) same as a cash advance
That's not just your opinion - that's exactly what the new terms state: Express Cash is going away completely, and cash withdrawals from a charge card are now Cash Advances.
which is a nothing more now than a loan. Previously AMEX treated the thing as a service with a fee tacked on for their bother. Now they are looking to make money.
That's exactly what they're doing. But in doing so, they remove a very useful and unique feature from their charge card products.