Originally Posted by
Punyakoti Setlur
From my experience, if a newbie asked me if collecting points by paying for a high interest credit card is worth it, I would say, no, unless you know the complicated rules and read up everything about points and how to apply them on time.
You are playing the game wrong if you are paying any interest on any credit card......
Complicated rules? There are many resources outlining the exact process you need to take to leverage your miles.
Should have read up on those rules before "painstakingly" collecting those miles, as if meeting some simple minimum spend requirements on a credit card can even be described as such.