I used Safari ad got stuck at 90% of my application. I used the chat, 15 minutes, got the info that the credit inquiry might have already been done, and that a telephone call would be necessary to "complete" the application. Over the phone I had to start fro the beginning though, after having been suggested to go at the branch instead for the application. One hour and a half later on the phone, and the promise that I will get the 30000 miles, I was congratulated (!) for having won the privilege of being a Visa TD customer. No confirmation number available, no employee number, only a first name provided (Emmanuel). Plus I have to pick my card at the branch. Hi JJJ !