Originally Posted by
kanderson1965
I would not be too surprised if there is pushback against this by the banks, along the lines of them not being liable until all avenues have been explored with the airline (or their appointed administrators) to recover the monies owed. As it is a joint liability, they will be looking for any sniff of any cash being forthcoming from the administators to lessen their liability.
They can push all they like but they are jointly liable under s75, which means that it is entirely up to you to start an action against either the bank or the airline or both and the bank cannot tell you to sort it with the airline first. They are free to then turn to the airline (or the administrators) to try to recover whatever they paid you but that is their problem, not yours.