Originally Posted by
halamadrid
I like the card, but can't find a way to justify even the net AF.
If you shop at Costco a lot, this is probably the only card that generates a higher return than even the Citi Costco card. At a 4.5% return, you only need to spend $1,667 (at Costco) to recoup the $75 net annual fee.
Even if you already have the Costco card which gives a 2% rebate, you break even at $3,000 at the warehouse.