Just got into the Serve game, and I'm seeing a ton of conflicting information about the best way to liquidate to avoid shutdown (thankfully I've had 0 problems loading so far). Still ramping up as I test out different gift cards and locations so my numbers are small, but currently just doing Bill Pay to my auto loan and the CC I'm hitting MSR on. I'm not using it for category spend...yet. Are there any patterns or things I should avoid to stay under the radar?