Originally Posted by
TravelDoorsOut
Can't you just use a debit card? My Schwab card reimburses all ATM fees worldwide and has a chip and pin. That should work... it did in Iceland where gas stations only accept pin cards.
Yep.
Virtually all American debit cards support online PIN (as do several banks' credit cards now, including B of A). In Belgium and the Netherlands, online PIN will get the job done anywhere that your signature-only card doesn't work (anywhere that takes credit, at least). That's basically limited to train/transit ticket kiosks and gas pumps where the station is closed or unattended.
Using the First Tech card to avoid signature slips seems like a huge waste of all those sweet, sweet rewards points. Use Google/Apple Pay with your favorite rewards card instead, and if you don't have an NFC-enabled smartphone, just sign the slip
