Originally Posted by
Altaflyer
Amex Platinum is toast when I return from this trip as I simply cannot accept this fraud with the non receipt of the $200 credit in Jan (Anniv is nov). I will use the 6 lounge visits between now and November and MAY reassess Amex at that time but they will not get an annual fee from me when I am not receiving the travel credit. I may use Alaska and Scotia as a combo as opposed to Amex Plat. Thieves.
I understand why you are cancelling, but it's a bit strong to call Amex thieves and accuse them of fraud for just giving you what they promised - one $200 credit per year. Amex might argue that the fraud and theft was being committed by people who used the $200 credit twice and then cancelled the card without paying the second annual fee. But they didn't accuse anyone of that. Instead, they just tightened up the loopholes to enforce their original intention. Unfortunately, some longtime cardholders were caught in a situation where they had planned to use their credit early in the year but now have to wait until their anniversary...but that is at most a $200 inconvenience. Hopefully that Maui vacation will help you relax a bit