I am off to Maui and got the Scotia Passport infinite VISA with 6 Priority Pass visits and no currency conversion fee. Amex Platinum is toast when I return from this trip as I simply cannot accept this fraud with the non receipt of the $200 credit in Jan (Anniv is nov). I will use the 6 lounge visits between now and November and MAY reassess Amex at that time but they will not get an annual fee from me when I am not receiving the travel credit. I may use Alaska and Scotia as a combo as opposed to Amex Plat. Thieves.