Originally Posted by oldmanbob

both replies are spot on. I realized my mistake when I re read my chat and low and behold, I got what I asked for. My bad. ... that's why I ended my post with live and learn. I swear I read every post in the wiki, but did not catch the 75 K for 3 k. I easily see where more info is detrimental and where less words would have been more points.
I realize my mistake, and I have another app going in for my wife this week, and I will not make the same mistake again. All tips were appreciated and I will employ on my next card. Appreciate the feedback!
Thanks!