I also noticed that the application for the Ameriprise Amex Gold no longer comes up and the card is not showing up in the Ameriprise website either. I believe that was the only downgrade option available for the Ameriprise Platinum in the past so I wonder if they will let current Ameriprise Platinum holders downgrade to the regular Gold or if there's just no downgrade path and you need to just close the account if you don't want to pay the fee.