Originally Posted by
LIH Prem
But how did it compare to the rate in the currency app or xe.com for that day? Presumably you didn't make the reservation that day.
I think it's always better to decline DCC.
As far as the ATM, the ATM doesn't do any conversion as long as you opt out of DCC. The debit is done in local currency and converted by the network/US bank.
-David
Good question David.
The reservation had been made one day previous. The colone had remained quite stable during my trip. It was a last minute mileage run.
My first response was to accept local currency but then asked her to wait while I quickly typed the amount into my XE Currency Pro App for iOS.
Now I wish I documented by snapping a quick photo.