Originally Posted by
Ldnn1
Your question isn't clear. Are you asking about travel insurance, or are you asking about ticket flexibility? They are completely separate things.
I'm asking about both I guess, as they relate to one another, you don't need insurance if the tickets are refundable. But, BA doesn't make it's policies at all clear. I find it interesting they don't offer insurance in Canada, and wonder if it's because it isn't needed?