Husband just got CSR - I am not an AU. I am below the 5/24 for Chase so thought I'd get a card. I was recommended the Ink Preferred since it has an 80K signup bonus. I don't have any isde gig that is substantial (if that changes great but not anticipating this). So if I sign up, it's only for the bonus and then I don't really want a business card - so I'd prefer to product change to a eprsonal but apparently I can't do this. How will cancelling the card impact my creit score? Also- I can meet the MS but it's nothing business related - concerned about this. My credit score is 810 - I have a citibank costco card, an old cap 1 that I have to keep due to history (being oldest card) and an AMEX SPG which I will either cancel or change to a different AMEX. For now, I am trying to help kick start Chase reward points. I'd appreciate any advice/thoughts.