Old Jan 17, 19, 7:02 pm
Join Date: May 2009
Location: South Park, CO
Programs: Tegridy Elite
Posts: 4,935
Illegal? No. Why would it be? There's nothing criminal about what is, essentially, a cash advance. Nor is it criminal to refund a returned purchase in a particular way (unless the refund is in the form of cocaine I suppose).

Is it permitted by the contract(s) the merchant has with Visa, MC, etc? Who knows. Even if it isn't allowed per their contract, that's not the same as "illegal".
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