My 23 year-old daughter applied for the Chase Freedom Unlimited and was denied for a limited credit history despite a good income. She has been a long time AU on my Freedom card and this did not show up on their credit check. We conference called reconsideration and the agent/lender would not budge. Makes me want to go in and close all my cards except I would miss the three two week cruises that I have received from gaming points from multiple cards to the Sapphire Reserve. They really treated my daughter poorly and I am sure the two credit pulls they made won't help her limited credit profile.