I applied in November, and received the 7-10 day screen. I waited and after ten days nothing, so I called. They told they had just mailed me a letter that same day and I would have to wait. Six days later I got the letter with the four digit code. I called and was approved, 16 days after the application. I just applied again this month using an expired in november offer 60K for 3k spend, I got the 7-10 day screen, I waited two days and called. They told me I would have to wait for an email, phone call or letter. Five days later I received the letter with the 4 digit code. I called and was approved, seven days after the application.