Originally Posted by
IkeEsq
Usually we have three, sometimes four, sometimes two. It depends on how long it takes to make spend.
My process is: lower CL to $5K, make spend, pay off card, lower CL to $2K, close. So as soon as the card is paid off, it will generally be closed within a week.
One important thing that didn't make that list (probably because it naturally falls within those other steps for you):
receive the bonus. Do not close a card until you've received the signup bonus and any additional match that you've requested. Most cards (and I believe this is one of them) requires the card to be open for you to get the bonus. Plus, if there are any problems (bonus not received, match not received, etc.), good luck getting much help out of Citi on a card you've already closed.
You obviously know this, but clarifying for others.