Originally Posted by
geoff325
So I have 125k of student loans to pay - there is a website called Gift of College that allows you to pay student loans with credit cards. You can purchase these at HEB grocery stores. The Ascend card doest 6x points at grocery stores. If I buy the gift card at HEB will this code as a grocery purchase?
If other things at this HEB grocery count as grocery purchase, then buy something else small (that's really grocery-ish) along with each gift card on the same purchase, and that should not only post as a grocery stores, but also not "smell" like a gift card since adding another small item will make it be a slightly different purchase amount each time.
Still, if you try to buy $125k (or even a small fraction of that) in gift cards at grocery stores, and are not doing much other shopping at HEB grocery stores, you risk Amex smelling that something's up and requesting details on one or more of you purchases, and then possibly shutting you down. Ie, techniques that work for a
small number of gift cards
occasionally may not work for large number of gift cards. And Amex is worse than banks about caring whether you buy gift cars or not (Chase, Citi, etc, they don't much care, but at Amex it's officially against the rules in many cases).