Originally Posted by
gk17
Thanks for all the replies and data points. I have a lot of cards over the years and rather not have a person reach out to me and possibly review the application manually. I still have a good automatic approval rate and will probably just unfreeze the big three credit agencies when the time comes instead of using a fraud alert.
Thanks
I don't think a fraud alert requires a manual review at all, but just another step that has to be done for the application to be processed. In my DP, the approval was instantaneous after I confirmed I was the one applying.