Originally Posted by
swintec
I appreciate the response but I was indeed talking about 2019 choices not 2018. Should they be chosen early in the year or hold off for expectation that they may change what's available throughout the year. In years past did most hold of selecting until later on in the year?
They've been quite static. You may wish to hold off to see if your needs change, but it is unlikely that the options will change midyear.