The people who would find it most difficult could be American residents who travel in Asia - I think there have been a few here.

Let’s say they get 15 credit card nights and then burn some credit card points on another 20 nights. With 100 nights on file they might only have 65 paid nights which could be well below $300 a night.

Those of us non-US residents (minus selected countries) have to do 100 bums in beds nights anyways, and as we don’t get anything like the same number of credit card miles most of us will have far fewer points nights. So all of a sudden $200 a night, especially in major metropolitan centres doesn’t seem very difficult.