Originally Posted by radonc1

I am going to answer this question with some of my logic (but that does not mean that Amex uses this at all )

The reason that Serve and BB exist is to provide banking services to those who either do not qualify for a bank account (too little money, awful credit, etc.) or who don't want to pay for a regular checking account. or finally those who just are not financially competent.
So here you are, and you are using BB and withdrawing money you deposited (with GCs, no doubt) to a bank savings account .

If I were an auditor, and was looking at such an account, I would be asking why this person needs BB when he/she is depositing thousands of dollars every month into it and then withdrawing similar amounts and sending it directly to a bank