Originally Posted by
Often1
When merchants are able to end higher interchange fees for specialized cards, the cost of those cards will fall directly on card issuers (banks) and it is unlikely that the costs of such a card will be worth it.
Any significant caps on interchange will likely have to be government mandated and I don't see that happening any time soon. As it is, nowhere near as many merchants are surcharging and imposing minimums on credit card use as one would expect given how much they supposedly dislike accepting them.