Originally Posted by
AceCobra1
Thanks for all the replies guys
When you say 1.5%/ month cash interest, I assume that is just the credit card ? Can I confirm that when I link the HSBC MC via curve to tranferwise, when I pay someone that I do not get charged the foreign transaction fee and it is seen as "a purchase" ?
Correct!
Originally Posted by
AceCobra1
The only problem for me would be that Curve has a £10k yearly spending limit which I will exceed. I am just thinking long term here.
Mine is £50k - just keep spending and it will go up eventually!
Originally Posted by
AceCobra1
At the moment, I have a natwest rewards black account - I thought they did avios payouts but it looks like they don't so the only advantage for me would be that they give lounge access. I am thinking of downgrading it but just trying to figure out my options.
Have you considered HSBC Premier? You get 0.5 Avios/£ on the free credit card, which is what I was referring to earlier. That way you can generate Avios through Curve! The paid one is 1 Avios/£ and might be worth it for you as well.