Originally Posted by sdsearch

Keep in mind that (because of the merger) this card will give an annual (capped) free night certificate, just for holding it (and paying the AF). If you can use the cert for a hotel that cost more (including taxes) than the AF, you'll come out ahead. Ie, it's turning into what I call a "net negative" annual fee card (if you can make use of the cert most years).

So perhaps you have a second reason for keeping now?