Originally Posted by
mdbe
Actually, it is not even standardized across a specific chain. I reside in the US but have used my foreign billed CC's for the last couple of years, and it is rare to encounter DCC. Not even all Best Buys will do it, that is why I had posted that picture, as I was surprised to find it in a non-touristy place. (So far encountered at 2 best buys, Tri Cities, WA and Akron, OH). I've probably encountered DCC about once a week over the last couple of years and in extremely weird places. Especially in rural parts, the shopkeep's typically do not have any idea what it is or why it's doing that and I've had my more than fair share amount of people that are surprised that there's an international credit card and that the rest of the world is in the same banking system 😂 Last encounter was in rural Alabama last week, in a small Asian dry cleaner.
Interesting on the lack of standardization across a chain. My point was exactly as you have described. We have few data points on non-USD cards on this thread, so the only information I typically get is from visitors. I did expect this from smaller merchants who probably have it enabled via their acquirer without their knowledge of what's happening. Furthermore, it's a problem when the terminals are not customer accessible and they 1) present DCC and/or ask for a PIN. At least at most major big box retailers the PIN pads with the DCC prompts are customer accessible. Have you always been able to opt out?