Originally Posted by
Often1
A key error by people who do not read definitions. Terms such as "card" "connection" and "delay" are typically defined terms. They are binary, e.g., your card is either "the card" or it is not.
The definition of the Card Account in the Plat insurance T&Cs has changed over the years though; it used to refer specifically to your Platinum Charge Card account, but now refers to consumer and small business cards, excluding those issued by banks. So, from the T&Cs:
2011:
“Account” or “Card Account” means your American Express Charge Card account with American Express on which The Platinum Card is issued.
2018:
“Account” or “Card Account” means your consumer and small business cards issued by American Express in the UK, excluding corporate cards and any American Express Cards issued by bank partners.